Here are some tips to hopefully save you money, while also keeping you safe and comfortable this winter in Arizona! Set your thermostat between 68°-70° while home and at 65° or lower when you're away. Open curtains/window coverings during the day to allow sunlight to naturally heat your home. Close window coverings at … [Read more...] about Save Energy and Money This Winter
Some great news for home buyers, as the loan limits are going up for both Conventional and FHA loans in 2018! The FHFA (Federal Housing Finance Agency) has increased the 2018 maximum conforming (conventional) loan limits for mortgages acquired by Fannie Mae and Freddie Mac from $424,100 to $453,100 The FHA (Federal Housing … [Read more...] about Loan Limits Increasing in 2018!
When talking with real estate agents, you'll often find that when they speak to you about buying real estate, they refer to buyer's purchasing a "home" and the sellers putting their "house" on the market. Why the play on words? The reason is psychological. Buying and selling real estate is one of the most involved and emotional … [Read more...] about Getting Your Home Ready to Sell
People who already have a home usually need the funds from the closing to secure their next purchase. If a "move-up" buyer wants to buy a home during a depressed market, that means they usually have one to sell themselves. Timing becomes very important and negotiations become more involved so neither party is forced into … [Read more...] about Why You Shouldn't Wait!
You might ask yourself – when is it appropriate to try and "time the market?" The short answer is never. One problem with attempting to time your purchase just right in tandem with economic patterns is that no one can really predict with any degree of accuracy – the future. Many reports get published, predictions are made and … [Read more...] about Trying to “Time the Market”?
There are times when the economy is booming and everyone feels confident about their prospects for the future. As a result, people often times spend more money. People tend to go out to dinner more often, tip heavier, invest in wardrobe updates, maybe buy a new car and… more often than not, buy a new home. If the interest rates … [Read more...] about Economic Trends to Purchasing a Home
For most people, changing employers will not impact the ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some homebuyers, however, the effects of changing jobs can spell disaster when it comes to your loan application. Make sure you discuss in great detail with your lender and … [Read more...] about Changing Jobs and the Effects it has on Buying a Home